Terms of Service

Please read these Terms and Conditions carefully before accessing or using the Equity Circle platform

Last Updated: 4th February 2026

By registering an account or using any part of the Platform, you agree to be bound by these Terms. If you do not agree, you must not use the Platform.

1. About Us

Equity Circle is operated by:

Equity Circle Group Ltd

Company Number: 16511213

20 Cardinal House, St Marys Parsonage, Manchester, United Kingdom, M3 2LY

Contact: info@equitycirclegroup.com

2. Definitions

In these Terms, the following definitions apply:

  • "Platform" means the Equity Circle website, mobile applications, and all related services provided by Equity Circle Group Ltd.

  • "User", "you", or "your" means any individual who accesses or uses the Platform.

  • "Content" means any text, images, videos, data, or other material posted, uploaded, or shared on the Platform.

  • "Creator" means a User who publishes content, runs communities, or offers paid subscriptions through the Platform.

  • "Subscription" means a paid membership to access premium content or communities on the Platform.

3. Eligibility

You must be at least 18 years of age to register for or use the Platform. By creating an account, you confirm that you are 18 or older. Equity Circle reserves the right to terminate any account where we have reason to believe the user does not meet this requirement.

You must also have the legal capacity to enter into a binding agreement and must not be prohibited from using the Platform under the laws of any applicable jurisdiction.

4. Account Registration

4.1 Creating an Account

To access most features of the Platform, you must register and create an account. You agree to:

  • Provide accurate, current, and complete information during registration.

  • Keep your account information up to date.

  • Maintain the confidentiality of your login credentials.

  • Accept responsibility for all activities that occur under your account.

4.2 Account Security

You are responsible for all activity that takes place under your account. You must notify us immediately at info@equitycirclegroup.com if you become aware of any unauthorised use of your account.

4.3 One Account Per User

You may only hold one active account on the Platform at any time. Creating multiple accounts, including to circumvent a suspension or ban, is strictly prohibited.

5. Use of the Platform

5.1 Permitted Use

You may use the Platform solely for lawful purposes and in accordance with these Terms. The Platform is intended to facilitate community engagement, content creation, and professional networking among adults.

5.2 Prohibited Conduct

You agree not to use the Platform to:

  • Post, share, or distribute unlawful, harmful, defamatory, abusive, harassing, threatening, or discriminatory content.

  • Upload or share content that infringes any third party intellectual property, privacy, or other legal rights.

  • Distribute spam, unsolicited promotions, or malicious software.

  • Impersonate any person or entity, or misrepresent your affiliation with any person or entity.

  • Scrape, harvest, or systematically collect data from the Platform without our prior written consent.

  • Attempt to gain unauthorised access to any part of the Platform, its servers, or associated systems.

  • Engage in any conduct that disrupts, damages, or impairs the integrity or performance of the Platform.

  • Facilitate or encourage any of the above prohibited activities.

6. User Generated Content

6.1 Your Content

You retain ownership of the content you post on the Platform. By submitting content, you grant Equity Circle Group Ltd a non exclusive, worldwide, royalty free licence to use, store, display, and distribute that content solely for the purpose of operating and improving the Platform.

6.2 Content Standards

All content you post must comply with our Community Guidelines and must not:

  • Be false, misleading, or deceptive.

  • Constitute hate speech, incite violence, or discriminate against individuals on the basis of protected characteristics.

  • Include explicit sexual or adult content unless expressly permitted in a designated area of the Platform.

  • Depict or promote self harm, illegal activity, or abuse.

6.3 Content Moderation

Equity Circle uses both automated AI assisted tools and human review to moderate content. We reserve the right to remove any content that violates these Terms or our Community Guidelines, without prior notice.

6.4 Reporting Content

If you believe content on the Platform violates these Terms, please report it using the in platform reporting tools or by contacting us directly.

7. Subscriptions and Payments

7.1 Subscription Plans

Access to certain features, communities, or creator content on the Platform may require a paid Subscription. Details of available plans, pricing, and included features are set out on the Platform.

7.2 Billing

Subscriptions are billed on a recurring basis (monthly or annually, as selected). Payments are processed securely by Stripe. By subscribing, you authorise us to charge your payment method on a recurring basis until cancellation.

7.3 Cancellation

You may cancel your Subscription at any time via your account settings. Cancellation will take effect at the end of the current billing period. You will continue to have access to your Subscription benefits until that date.

7.4 Refunds

All payments are non refundable except where required by applicable law or as expressly stated in our Refund Policy. Equity Circle Group Ltd does not offer pro rata refunds for unused portions of a billing period.

7.5 Price Changes

We reserve the right to modify Subscription pricing. We will provide reasonable notice of any price changes. Continued use of the Platform following a price change constitutes acceptance of the new pricing.

8. Creators

8.1 Creator Responsibilities

If you use the Platform as a Creator, you are responsible for all content you publish and for ensuring that your activities comply with these Terms, applicable laws, and any tax obligations arising from payments received through the Platform.

8.2 Creator Payments

Where the Platform facilitates payments between Users and Creators, Equity Circle Group Ltd acts as an intermediary and is not responsible for the quality, accuracy, or lawfulness of creator content. Creators must comply with all relevant financial regulations and are solely responsible for their tax obligations.

8.3 Creator Content

Creators must not publish content that violates these Terms, our Community Guidelines, or applicable law. Equity Circle reserves the right to suspend or remove a Creator's account if they are found to be in breach.

9. Intellectual Property

9.1 Platform Ownership

All intellectual property rights in the Platform, including its design, software, branding, logos, and original content produced by Equity Circle, are owned by or licensed to Equity Circle Group Ltd. Nothing in these Terms grants you any rights to use our intellectual property without our express written consent.

9.2 Feedback

If you provide feedback or suggestions about the Platform, you agree that we may use such feedback freely and without obligation to you.

10. Privacy

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of your data as described in the Privacy Policy.

11. Third Party Services

The Platform may contain links to or integrations with third party websites and services. These are provided for convenience only. Equity Circle Group Ltd does not endorse, and is not responsible for, the content, privacy practices, or terms of any third party services. Your use of such services is at your own risk and subject to their respective terms.

12. Disclaimers

The Platform is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Equity Circle Group Ltd makes no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, or non infringement.

We do not warrant that:

  • The Platform will be uninterrupted, secure, or error free.

  • Any content on the Platform is accurate, complete, or up to date.

  • The Platform will meet your specific requirements.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Equity Circle Group Ltd and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Platform, even if advised of the possibility of such damages.

Our total aggregate liability to you for any claim arising from or related to these Terms or the Platform shall not exceed the greater of: (a) the total fees paid by you to Equity Circle in the twelve months preceding the claim; or (b) £100.

Nothing in these Terms limits or excludes liability for death or personal injury caused by negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by law.

14. Indemnification

You agree to indemnify, defend, and hold harmless Equity Circle Group Ltd and its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including reasonable legal fees) arising from:

  • Your use of the Platform.

  • Your violation of these Terms.

  • Any content you post or share on the Platform.

  • Your violation of any third party rights.

15. Suspension and Termination

15.1 Termination by You

You may delete your account at any time via your account settings. Upon deletion, your access to the Platform will cease. Please refer to our Privacy Policy for details on how your data is handled following account deletion.

15.2 Termination by Us

We reserve the right to suspend or terminate your account, with or without notice, if we reasonably believe you have violated these Terms, engaged in fraudulent activity, or acted in a manner harmful to other users or the Platform.

15.3 Effect of Termination

Upon termination, your right to access and use the Platform will immediately cease. Provisions of these Terms which by their nature should survive termination shall do so, including sections on intellectual property, disclaimers, limitation of liability, and indemnification.

16. Changes to These Terms

We may update these Terms from time to time. Where changes are material, we will provide reasonable notice, for example, via email or a prominent notice on the Platform. Your continued use of the Platform following notice of changes constitutes your acceptance of the revised Terms.

If you do not agree with the revised Terms, you should stop using the Platform and delete your account.

17. Governing Law and Disputes

These Terms and any dispute or claim arising out of or in connection with them (including non contractual disputes) shall be governed by and construed in accordance with the laws of England and Wales.

You and Equity Circle Group Ltd agree to submit to the exclusive jurisdiction of the courts of England and Wales in relation to any dispute arising from these Terms or your use of the Platform.

18. Entire Agreement

These Terms, together with our Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Equity Circle Group Ltd regarding your use of the Platform, and supersede all prior agreements and understandings.

19. Contact Us

If you have any questions about these Terms, please contact us at:

Equity Circle Group Ltd

20 Cardinal House, St Marys Parsonage, Manchester, United Kingdom, M3 2LY

Email: info@equitycirclegroup.com

FAQ

Still have questions?

Reach out anytime, we’re happy to clarify details before you commit.

What is Equity Circle?

Equity Circle is a subscription community built for ambitious young men who know they're capable of more - but don't have the structure, the people or the tools to get there. One membership gives you access to expert-led video courses, a community of like-minded members, habit and goal tracking tools, and exclusive live events. Think less wellness app, more operating system for becoming who you're already capable of being.

Will it help me start or grow my business?

Through the platform you'll get access to structured video courses from people who have actually built something. Not generic advice, real knowledge from verified voices. You'll find other members who are on the same path, which means accountability, shared experience and honest feedback from people who get it. And unlike a £1,000 course you never finish, your membership keeps adding new content so there's always a next step.

How will it help me with my fitness?

Fitness on Equity Circle isn't just programming, it's identity. You'll find courses built around real performance goals, whether that's your first HYROX, a half marathon or just building a consistent training habit. The community keeps you accountable in a way a training app never can. And the exclusive live events - run clubs, training days, group sessions - turn your goals into something you do with people, not alone.

Who is equity circle for?

It's built for men aged 18–30 who are gym-goers, aspiring entrepreneurs, or both. The kind of person who listens to business podcasts on the way to the gym, wants to start something of their own, and is frustrated that the tools available to him are either too expensive, too generic or just not built for someone like him. If that sounds like you - it's for you.

How much does it cost?

Equity Circle runs on a simple subscription model. We're launching with a limited Founder Member offer at £29.99 per month, available to the first 200 members only. After that, standard membership is £49 per month or £449 per year if you want to pay annually and save. Whichever you choose, you get full access to everything - the courses, the community, the tools and the exclusive events. No hidden fees, no upsells, no courses that cost extra on top.

What is Equity Circle?

Equity Circle is a subscription community built for ambitious young men who know they're capable of more - but don't have the structure, the people or the tools to get there. One membership gives you access to expert-led video courses, a community of like-minded members, habit and goal tracking tools, and exclusive live events. Think less wellness app, more operating system for becoming who you're already capable of being.

Will it help me start or grow my business?

Through the platform you'll get access to structured video courses from people who have actually built something. Not generic advice, real knowledge from verified voices. You'll find other members who are on the same path, which means accountability, shared experience and honest feedback from people who get it. And unlike a £1,000 course you never finish, your membership keeps adding new content so there's always a next step.

How will it help me with my fitness?

Fitness on Equity Circle isn't just programming, it's identity. You'll find courses built around real performance goals, whether that's your first HYROX, a half marathon or just building a consistent training habit. The community keeps you accountable in a way a training app never can. And the exclusive live events - run clubs, training days, group sessions - turn your goals into something you do with people, not alone.

Who is equity circle for?

It's built for men aged 18–30 who are gym-goers, aspiring entrepreneurs, or both. The kind of person who listens to business podcasts on the way to the gym, wants to start something of their own, and is frustrated that the tools available to him are either too expensive, too generic or just not built for someone like him. If that sounds like you - it's for you.

How much does it cost?

Equity Circle runs on a simple subscription model. We're launching with a limited Founder Member offer at £29.99 per month, available to the first 200 members only. After that, standard membership is £49 per month or £449 per year if you want to pay annually and save. Whichever you choose, you get full access to everything - the courses, the community, the tools and the exclusive events. No hidden fees, no upsells, no courses that cost extra on top.

FAQ

Still have questions?

Reach out anytime, we’re happy to clarify details before you commit.

What is Equity Circle?

Equity Circle is a subscription community built for ambitious young men who know they're capable of more - but don't have the structure, the people or the tools to get there. One membership gives you access to expert-led video courses, a community of like-minded members, habit and goal tracking tools, and exclusive live events. Think less wellness app, more operating system for becoming who you're already capable of being.

Will it help me start or grow my business?

Through the platform you'll get access to structured video courses from people who have actually built something. Not generic advice, real knowledge from verified voices. You'll find other members who are on the same path, which means accountability, shared experience and honest feedback from people who get it. And unlike a £1,000 course you never finish, your membership keeps adding new content so there's always a next step.

How will it help me with my fitness?

Fitness on Equity Circle isn't just programming, it's identity. You'll find courses built around real performance goals, whether that's your first HYROX, a half marathon or just building a consistent training habit. The community keeps you accountable in a way a training app never can. And the exclusive live events - run clubs, training days, group sessions - turn your goals into something you do with people, not alone.

Who is equity circle for?

It's built for men aged 18–30 who are gym-goers, aspiring entrepreneurs, or both. The kind of person who listens to business podcasts on the way to the gym, wants to start something of their own, and is frustrated that the tools available to him are either too expensive, too generic or just not built for someone like him. If that sounds like you - it's for you.

How much does it cost?

Equity Circle runs on a simple subscription model. We're launching with a limited Founder Member offer at £29.99 per month, available to the first 200 members only. After that, standard membership is £49 per month or £449 per year if you want to pay annually and save. Whichever you choose, you get full access to everything - the courses, the community, the tools and the exclusive events. No hidden fees, no upsells, no courses that cost extra on top.